Banking News
The latest in banking news, surveys and statistics from our Bankrate experts.
Recommended reading
A majority (81%) of Americans did not increase their emergency savings this year
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Expect yields to continue trending downward in 2026.
Exclusive insights from our expert analysts
“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more
Federal reserve
LEARN MORE
What is inflation?
Here’s a breakdown of what inflation is and isn’t, as well as why it matters so much for your wallet.
READ ARTICLE
Signs of a recession
The U.S. economy looks like it's still on stable footing, but high inflation and rising interest rates could challenge that down the road.
EXPLORE
Fed's interest rate decision
The biggest winners and losers from the Fed's interest rate decision.
READ ARTICLE
FOMC: what to expect
Fed meeting preview: As unemployment rises and inflation slows, should officials cut interest rates now?
Latest articles
The Fed’s rate cuts might be on pause. Here’s what you should do as a consumer.
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
A CFPB lawsuit claims Capital One underpaid savings account interest by $2 billion.
Even as interest rates drop, some top-yielding savings accounts remain competitive.
Fed officials, however, are uncertain about how many times they’ll be able to cut borrowing costs in 2025.
The Fed is expected to cut interest rates a third time. Here’s what to watch.
Explore the unique bank perks you might be missing out on.
The CFPB has passed a rule to cut overdraft fees, but there are ways to save now.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Comparing savings rates can ensure you get the best return on your savings.
Here are simple steps to take to avoid paying checking account fees.
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
How to avoid these banking mistakes.
Here’s what other banks have to offer that you might be missing out on at yours.
Consumers without a bank account face hurdles when trying to cash a check.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s actions can influence student loan interest rates.
The Federal Reserve held rates steady at its January 2026 meeting.
Auto rates will likely not decrease this year. Consider how to still save.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
How Reg. D impacts your savings account and why it pays to check with your bank.
The trusted provider of accurate rates and financial information