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The latest in banking news, surveys and statistics from our Bankrate experts.
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A majority (81%) of Americans did not increase their emergency savings this year
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Expect yields to continue trending downward in 2026.
Exclusive insights from our expert analysts
“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
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What is inflation?
Here’s a breakdown of what inflation is and isn’t, as well as why it matters so much for your wallet.
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Signs of a recession
The U.S. economy looks like it's still on stable footing, but high inflation and rising interest rates could challenge that down the road.
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Fed's interest rate decision
The biggest winners and losers from the Fed's interest rate decision.
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FOMC: what to expect
Fed meeting preview: As unemployment rises and inflation slows, should officials cut interest rates now?
Latest articles
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
How to avoid these banking mistakes.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
A majority (81%) of Americans did not increase their emergency savings this year
The big question: How long will the Fed be on hold?
Every financial decision you make is impacted by the Federal Reserve.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Comparing savings rates can ensure you get the best return on your savings.
Here are simple steps to take to avoid paying checking account fees.
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
How to avoid these banking mistakes.
Here’s what other banks have to offer that you might be missing out on at yours.
Consumers without a bank account face hurdles when trying to cash a check.
Rate cuts from the Fed usually help borrowers. They aren’t right now.
Interest rates are not coming down as quickly as they surged.
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Cash-out refis are out, and home equity lines of credit are in.
The Fed is expected to cut interest rates a third time. Here’s what to watch.
Fed officials are still widely expected to cut interest rates for a third time.
The Federal Reserve cut interest rates for the second consecutive meeting but this time by a smaller quarter of a percentage point.
Follow along as Bankrate’s experts break down the Fed’s next interest rate decision.
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