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The latest in banking news, surveys and statistics from our Bankrate experts.
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A majority (81%) of Americans did not increase their emergency savings this year
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Expect yields to continue trending downward in 2026.
Exclusive insights from our expert analysts
“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
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What is inflation?
Here’s a breakdown of what inflation is and isn’t, as well as why it matters so much for your wallet.
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Signs of a recession
The U.S. economy looks like it's still on stable footing, but high inflation and rising interest rates could challenge that down the road.
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Fed's interest rate decision
The biggest winners and losers from the Fed's interest rate decision.
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FOMC: what to expect
Fed meeting preview: As unemployment rises and inflation slows, should officials cut interest rates now?
Latest articles
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
How to avoid these banking mistakes.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Experian’s new savings account has a yield based on membership tier and no minimum deposit.
A majority (81%) of Americans did not increase their emergency savings this year
The big question: How long will the Fed be on hold?
Every financial decision you make is impacted by the Federal Reserve.
Here are a few different ways to see how much money you have in your bank account.
Coins sitting around in an overloaded jar could be put to better use. Here’s how.
Knowing bank holiday schedules can help you avoid delays on necessary transactions.
Compare prices on paper checks before you place your next order.
Here’s everything you need to know about the specialty consumer reporting agency.
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
This type of account can offer a low-risk way to earn a high yield.
A money market account is like a parking spot for cash, but with a few guardrails.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s actions can influence student loan interest rates.
The Federal Reserve held rates steady at its January 2026 meeting.
Auto rates will likely not decrease this year. Consider how to still save.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
How Reg. D impacts your savings account and why it pays to check with your bank.
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