Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

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Explore banking basics

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Everything you need to know about opening an account.

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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

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Keep fees in check when you shift money from one bank account to another.

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Editor's picks

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Current CD rates for August 2026

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Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Comparing savings rates can ensure you get the best return on your savings.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

Here are simple steps to take to avoid paying checking account fees.

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In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.

young woman become online scammers victim

How to avoid these banking mistakes.

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Here’s what other banks have to offer that you might be missing out on at yours.

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Consumers without a bank account face hurdles when trying to cash a check.

Illustrated by Bankrate

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Person looking at smartphone

The best account to save your money will vary by your goal.

A woman and daughter work together

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

Mature woman helps her daughter study for exam

High-yield savings rates fluctuate over time. Let’s explore what causes that.

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The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

A woman holds a phone at an office

Savers can stash their cash in a brokerage these days to rack up returns.

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Interest is the price you pay to borrow money or the cost you charge to lend money.

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Consumers move to interest-bearing accounts; banks increase funds for brokered CDs.

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The 100-year CD targets investors with philanthropic or generational-wealth goals.

A woman researches online.

Here’s everything you need to know about zero-coupon CDs.

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Should you keep money you need access to in a no-penalty CD or in a savings account?

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The Fed’s recent actions may force savers to start thinking differently about their money.

Person looking at smartphone

The best account to save your money will vary by your goal.

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These credit unions offer great rates and top-notch features — and many make it easy to join.

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Get the latest rates on top-yielding money market accounts.

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How Reg. D impacts your savings account and why it pays to check with your bank.

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CD terms can range from three months to five years. Learn which one is right for you.

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Expect yields to continue trending downward in 2026.

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These accounts sound similar, but there are some key differences to know.

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Our top 5 picks scored highly for access, range of products and digital options.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

Here are simple steps to take to avoid paying checking account fees.

close up of hands writing a check

Consumers without a bank account face hurdles when trying to cash a check.

This old-school way of paying is still in demand. Here’s everything you need to know.

A young man uses an ATM.

Over time, ATM fees have climbed. Here’s what you need to know.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Young woman using the ATM

Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.

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Mobile apps make managing your money a snap and mobile alerts can help protect it.