Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

There’s more than one way to refinance. Here are some of your options.

Knowing the differences among equity loans will help you make the right choice.

If you have bad credit, you need to find ways to compensate for the additional risk.

Mortgages in forbearance will be eligible for refinance

Agency moves to blunt damage to homeowners from skipping mortgage payments.

1 min read May 20, 2020
Ask Bankrate: Questions about using retirement funds to pay off debt, refinancing while unemployed and more

See whether it’s smart to tap retirement savings to pay down debt.

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Ask Bankrate: Questions about free refinancing, keeping retirement savings safe and more

Bankrate’s experts answer reader questions each week.

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Zero interest rates: 5 ways to prepare your finances now

The economy is expected to get rougher, but there are ways to take advantage of declining rates.

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Should I refinance my mortgage while rates are low?

Here’s what to consider before your trade in your mortgage for a new one.

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First mortgage

First mortgage is a term every homeowner should know. Bankrate explains it.

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Combined loan-to-value ratio

Combined loan-to-value ratio is a term homebuyers should know. Bankrate explains it.

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Refinance

A loan refinance usually has advantages for the borrower. Bankrate explains.

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VA loan

VA loan is an important term to service members and veterans. Bankrate explains what it is.

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Broker premium

Broker premiums are for brokers who match borrowers to banks. Bankrate explains.

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