Mortgage Refinance
Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.
Refinance Basics
Latest Articles
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What is loan-to-value ratio and how does it impact your mortgage?
LTV ratio maximums vary depending on the lender and the type of loan.
4 min read Aug 14, 2020 -
In pricey areas, local zoning rules squeeze housing affordability
Restrictive zoning rules protect property values — sometimes too effectively, housing economists say.
5 min read Aug 13, 2020 -
Ask Bankrate: Should I refinance or double up on mortgage payments?
The answer depends on how far into the loan you are or how close you may be to the end.
8 min read Aug 07, 2020 -
Ask Bankrate: When will the recession end? Should I save or pay down debt?
One readers asks: When will we be out of this economic downturn?
6 min read Jul 31, 2020 -
Underwater or upside-down mortgage: What to know and do
Underwater mortgages can occur during an economic downturn when home values fall.
3 min read Jul 10, 2020 -
Ask Bankrate: Questions about house payments and retirement, student loan debt and more
A reader asks: Should I pay down my mortgage or contribute more to retirement?
7 min read Jul 03, 2020 -
Key questions to ask before you refinance your mortgage
Yes, rates are low, but there’s more to know before refinancing.
4 min read Jun 18, 2020 -
Ask Bankrate: Questions about home values, best use for pension money and more
Readers want to know: Will economic disruption cause home prices to fall?
4 min read Jun 04, 2020 -
Ask Bankrate: Questions about investing in real estate, tracking down stimulus and more
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
9 min read May 29, 2020 -
Ask Bankrate: Questions about stimulus checks, mortgage refinancing and Social Security
Find out what you can do if your stimulus check was deposited into the wrong account.
7 min read May 22, 2020