Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fourth straight week, according to [...]
There was minimal movement for home equity rates this Thanksgiving week.
Home equity rates are holding steady at lows not seen since 2023.
Home equity rates have now dipped to levels not seen since 2023.
It’s a way to put your homeownership stake to work, though not without risk.
It can be a smart strategy, provided you understand what you’re risking.
Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of credit fell eight basis points to 7.82%, according to Bankrate’s national survey [...]
Yes, your for-profit property can be a cash source for you.
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