So you’re recently married. Before you do any additional investing, you want to make sure your emergency savings is in check. But, you have that in place, make sure to take full advantage of your workplace retirement savings program. These are tax-advantaged so you want to contribute as much as you possibly can to that.

Beyond that, you may want to consider opening up a taxable either mutual fund or brokerage account, in which case you can invest in mutual funds or exchange-traded funds. You can buy certain mutual funds and exchange-traded funds for free if you buy them through a certain mutual fund company. So just keep that in mind whenever you’re opening the account.