Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

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Many Americans are adding nothing to their savings. These are the biggest reasons.

Life is short! Accomplishing these goals will help you live a better life.

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Interest rates are on the rise. Follow these tips to find a savings account that can keep up.

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A new Bankrate survey also finds 1 in 4 Americans is open to buying a home in 2017.

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1 in 4 Americans has no savings, our survey finds. Here’s how stashed cash can help.

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Impatience with income has led to a wavering sense of financial security in the U.S.

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20% of Americans don’t have any savings, but millennials buck the trend.

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Finances can be complicated for those 40 and up. Here’s how to make your 40s fabulous.

These credit unions offer great rates and top-notch features — and many make it easy to join.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

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Money market funds are available from several different brokers and fund managers.

A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Looking for a place to park your savings? Here’s why a MMA might be appealing.

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Short answer? Yes. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

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CD terms can range from three months to five years. Learn which one is right for you.

If you’re looking to become a better saver, here are some tips for setting savings goals.

These credit unions offer great rates and top-notch features — and many make it easy to join.

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Here are five ways automatic transfers can make growing your savings easy.

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Looking to use Zelle for a transfer?Here are the Zelle limits at various banks.

Depositing a check using a smartphone is easy and can save you a trip to the bank.

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You don’t need a big balance to qualify for a high-yield money market account.

ATM fees can be nuisance that add up. Here are eight banks that don’t reimburse them.

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Comparing savings rates can ensure you get the best return on your savings.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles