Savings
Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.
Explore savings basics
The amount of money you should save each month will vary based on your goals. Here’s what to know.
It’s a low interest rate environment, but there are ways to earn more on your money.
Here’s how to boost your savings.
Build good budgeting habits
SAVINGS
Bank accounts with budgeting tools
Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.
SAVINGS
Ways to save money on a tight budget
Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.
SAVINGS
Best money-saving apps
Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.
Weekly Savings Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 10/23/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 10/23/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.86%APY
VS
National Average
0.64%APY
Compare top-rated banks
See how much your savings can grow
Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.
Learn more
- Introduction to Savings Accounts
Here’s everything you need to know about savings accounts.
Ready to open a savings account? Here’s what you’ll need to know.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
The best account to save your money will vary by your goal.
Latest articles
Here’s everything you need to know about high-yield savings accounts.
Comparing savings rates can ensure you get the best return on your savings.
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The best account to save your money will vary by your goal.
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High-yield savings rates fluctuate over time. Let’s explore what causes that.
Interest is the price you pay to borrow money or the cost you charge to lend money.
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Expect yields to continue trending downward in 2026.
These accounts sound similar, but there are some key differences to know.
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Here are scenarios for when each choice – paying down debt or saving – makes more sense.
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