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The ‘Silent Recession:’ Economists say the economy is strong, but most Americans feel like they’re living in a downturn
15 min read
Recession watch
Will the U.S. economy soon be in a recession? It's the trillion-dollar question that even experts don't know the answer to. Here's how to prepare for a potential downturn, and how one could impact you.
Insights from our expert analysts
“Economic uncertainty is a time for reducing debt and boosting savings, not the other way around.”
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To help you navigate saving during a recession, we asked a number of experts what some of the most helpful things to do are, as well as some things you should try to avoid at all costs.
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Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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The Federal Reserve’s decisions have ripple effects, including for mortgages.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s actions can influence student loan interest rates.
The Federal Reserve held rates steady at its January 2026 meeting.
Auto rates will likely not decrease this year. Consider how to still save.
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