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The latest in banking news, surveys and statistics from our Bankrate experts.

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A majority (81%) of Americans did not increase their emergency savings this year
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Expect savings and money market account yields to slide lower, but they still should outpace inflation

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
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Latest articles

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Skyrocketing costs are causing a major hit to Americans’ financial security.
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You might not be able to call rates historically low for much longer.
Fed Chair Jerome Powell Holds Press Conference
Over time, a shrinking balance sheet could impact you more than a Fed rate hike.
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Yet, the majority of Americans say they’re preparing for a recession.
A "Now Hiring" sign is displayed on a shopfront
The economy may still be on stable footing, but how long will it last?
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It might not be here yet, but a recession could be coming.
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Some purchases could cost you hundreds more today than a year ago.
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The once-booming labor market is starting to face some trouble.
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These popular banks are available to speak with customers around-the-clock.
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Get the latest rates on top-yielding money market accounts.
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Comparing savings rates can ensure you get the best return on your savings.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
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Looking for a nearby Truist Bank location or ATM? Here’s how to find the closest ones.
Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) at and slightly above 4% with many nationally available CDs. Only a select few financial institutions offer promotional [...]
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Checking and savings accounts are different. Should you have one, the other — or both?
The Federal Reserve’s decisions have ripple effects, including for mortgages.
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Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
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The Federal Reserve just lowered interest rates for the first time in four years.
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Auto rates will likely not decrease this year. Consider how to still save.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
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Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
U.S. Federal Reserve Chairman Jerome Powell delivers remarks at a news conference.
The best way for most investors to approach this type of market is to stick to their long-term plan.
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