Banking News
The latest in banking news, surveys and statistics from our Bankrate experts.
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A majority (81%) of Americans did not increase their emergency savings this year
Current CD rates for July 2026
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Expect yields to continue trending downward in 2026.
Exclusive insights from our expert analysts
“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
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What is inflation?
Here’s a breakdown of what inflation is and isn’t, as well as why it matters so much for your wallet.
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Signs of a recession
The U.S. economy looks like it's still on stable footing, but high inflation and rising interest rates could challenge that down the road.
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Fed's interest rate decision
The biggest winners and losers from the Fed's interest rate decision.
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FOMC: what to expect
Fed meeting preview: As unemployment rises and inflation slows, should officials cut interest rates now?
Latest articles
The Fed’s quest to defeat inflation, however, is nowhere near finished.
A resilient job market makes it hard to tell if it’s the last call to negotiate.
Fed Chair Jerome Powell said interest rates “may not be far off” from their peak.
Lawmakers have less than a month to raise or suspend the debt ceiling.
Rates hit a near 16-year high — but they might not rise further than that.
Silicon Valley Bank’s Failure set off a chain of events depositors need to know about.
The troubled First Republic Bank was seized by federal regulators.
After an internal review, the FDIC evaluated its supervision of Signature Bank.
If you’re looking to save with a credit union, here are the top rates available.
Get the latest rates on top-yielding money market accounts.
Comparing savings rates can ensure you get the best return on your savings.
Here’s why you should avoid being underbanked and how to ensure that you aren’t.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Take a look at the days when CDs were offering investors double-digit returns.
These are the 10 largest credit unions in the United States based on assets.
The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s actions can influence student loan interest rates.
The Federal Reserve held rates steady at its January 2026 meeting.
Auto rates will likely not decrease this year. Consider how to still save.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
How Reg. D impacts your savings account and why it pays to check with your bank.
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