Banking News
The latest in banking news, surveys and statistics from our Bankrate experts.
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A majority (81%) of Americans did not increase their emergency savings this year
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Expect yields to continue trending downward in 2026.
Exclusive insights from our expert analysts
“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
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What is inflation?
Here’s a breakdown of what inflation is and isn’t, as well as why it matters so much for your wallet.
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Signs of a recession
The U.S. economy looks like it's still on stable footing, but high inflation and rising interest rates could challenge that down the road.
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Fed's interest rate decision
The biggest winners and losers from the Fed's interest rate decision.
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FOMC: what to expect
Fed meeting preview: As unemployment rises and inflation slows, should officials cut interest rates now?
Latest articles
With rates still high, now is a good time to build your savings and pay off debt.
Shutdowns range from a minor inconvenience to a major financial disruption.
The higher rates rise, the more Fed watchers wonder: Is the Fed about done?
The real question is: What will the Fed’s next moves be?
Experts, however, still don’t see a labor market as tough as it was during the pandemic.
While the worst of inflation may be over, the battle hasn’t yet been won.
A recession hasn’t happened yet, but it’s likely still coming, economists say.
Economists are taking the Fed at its word, penciling in more rate hikes.
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Comparing savings rates can ensure you get the best return on your savings.
Here are simple steps to take to avoid paying checking account fees.
In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.
How to avoid these banking mistakes.
Here’s what other banks have to offer that you might be missing out on at yours.
Consumers without a bank account face hurdles when trying to cash a check.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s actions can influence student loan interest rates.
The Federal Reserve held rates steady at its January 2026 meeting.
Auto rates will likely not decrease this year. Consider how to still save.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
How Reg. D impacts your savings account and why it pays to check with your bank.
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