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Best CD rates for February 2024 (Up to 5.50%)

Updated February 22, 2024

Certificates of deposit (CDs) can be an ideal account to allocate some of your savings, especially if you’re looking for a fixed APY. Bankrate’s list of top-yielding CD rates are much higher than today's national average yield of 1.73 percent for a one-year CD.

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Current 1 year CD trends
Bankrate Partner average
4.99% APY
National average
1.73% APY

Best CD rates from top banks for February 2024

Note: Annual percentage yields (APYs) shown are as of Feb. 22, 2024. All other information is current as of Feb. 22, 2024. Bankrate's editorial team validates this information regularly, typically biweekly. APYs may have changed since they were last updated and may vary by region for some products. Bankrate includes only FDIC banks or NCUA credit unions in its listings.

America First Credit Union

America First Credit Union_logo
Rating: 5 stars out of 5


America First Credit Union offers a wide range of CD terms between three and 60 months, and all earn rates that are highly competitive. Also offered are specialty CDs such as a bump-rate CD and a flexible CD. All CDs require a manageable minimum opening deposit.
Invest Rate
4.20% – 5.50% APY
$500 minimum deposit
3 months - 5 years