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Rhys Subitch

Editor, Deposits
  • 10
    Years of personal finance experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor (CFEI®)
Ribbon Icon EXPERTISE
  • Personal finance
  • Savings accounts
  • Personal loans
  • Debt consolidation
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author

Rhys Subitch is a Bankrate editor who supports an editorial team dedicated to developing educational content about deposits products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, and recently expanded their expertise into consumer banking. You'll now find them reviewing and guiding readers through the ins and outs of high-yield savings accounts, checking accounts, certificates of deposit and more.

While Rhys has worked with loans, credit cards and insurance in the past, they have shifted to content revolving around everything banking, where they are continuing to develop their expertise. In the past decade, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

My favorite money tip

Being content with where you're at financially doesn't preclude bettering it later. Take steps to stabilize your situation by choosing key foundational products — like low- or no-fee checking and savings accounts — and lock in healthy habits before taking steps to build wealth.

Rhys's latest articles

  • U.S. Bank personal loans

    U.S. Bank personal loans are ideal for those looking for a small loan and fast funding. You can get funding as soon as next day with U.S. Bank.

    6 min read Aug 21, 2026
  • Universal Credit Personal Loans

    Universal Credit personal loans are best for borrowers who are wanting to streamline the debt consolidation process.

    5 min read Aug 21, 2026
  • SoFi Personal Loans Review

    A SoFi personal loan is great for those with a decent income and good credit. There are no fees and no penalty for paying off your balance early.

    5 min read Aug 21, 2026
  • OppLoans

    OppLoans is an online lender offering short-term installment loans with fast funding to borrowers who need an alternative to traditional payday loans.

    5 min read Aug 19, 2026
  • LightStream

    LightStream has no fees for personal loans and offers very competitive rates. Its loans can be used for nearly anything, including debt consolidation.

    5 min read Aug 19, 2026
  • LendingPoint

    LendingPoint targets customers with below-average credit interested in taking out personal loans of up to $36,500.

    5 min read Aug 19, 2026
  • Chime Instant Loans Review

    In addition to its online checking and credit card offerings, Chime customers may be eligible for an instant loan.

    4 min read Aug 19, 2026
  • American Express

    American Express offers personal loans to card members who qualify.

    6 min read Aug 19, 2026