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Rhys Subitch

Editor, Deposits
  • 10
    Years of personal finance experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor (CFEI®)
Ribbon Icon EXPERTISE
  • Personal finance
  • Savings accounts
  • Personal loans
  • Debt consolidation
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author

Rhys Subitch is a Bankrate editor who supports an editorial team dedicated to developing educational content about deposits products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, and recently expanded their expertise into consumer banking. You'll now find them reviewing and guiding readers through the ins and outs of high-yield savings accounts, checking accounts, certificates of deposit and more.

While Rhys has worked with loans, credit cards and insurance in the past, they have shifted to content revolving around everything banking, where they are continuing to develop their expertise. In the past decade, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

My favorite money tip

Being content with where you're at financially doesn't preclude bettering it later. Take steps to stabilize your situation by choosing key foundational products — like low- or no-fee checking and savings accounts — and lock in healthy habits before taking steps to build wealth.

Rhys's latest articles

  • Citibank New Account Promotions: Checking And Savings Account Bonuses

    Citibank’s new account bonuses are very competitive. Just be sure you won’t need those funds any time soon – dropping your account balances early can not only disqualify you from the promotion, but it may also cost you money in the form of additional account service fees.

    2 min read Jun 05, 2026
  • Student Loan Forgiveness Guide

    Only federally owned student loans qualify for forgiveness. Here's everything you need to know, from important deadlines to how forgiveness will impact you to everything else in between.

    6 min read Jun 05, 2026
  • Achieve

    Achieve (formerly known as FreedomPlus) is an online personal loan provider with same-day loan decisions and funding within 24 hours for loans up to $50,000.

    5 min read Jun 05, 2026
  • Federal Student Loans

    Federal student loans are the best choice for most students to fund their college career.

    7 min read Jun 05, 2026
  • America First Credit Union Review 2026

    Read our experts' review on American First Credit Union's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    3 min read Jun 05, 2026
  • American Express National Bank Review 2025

    Read our experts' review on American Express National Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    3 min read Jun 05, 2026
  • Wells Fargo Checking Accounts

    Wells Fargo offers several checking accounts with different features. Here's what you need to know about minimum balances, fees and perks.

    5 min read Jun 05, 2026