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Rhys Subitch

Editor, Personal Loans, Auto Loans, and Debt
  • 8
    Years of personal finance experience
Ribbon EXPERTISE
  • Personal finance
  • Personal loans
  • Debt consolidation
  • Bad credit loans
  • Auto loans
Education EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.

While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

Rhys wants you to know:

My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.

Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.

— Rhys Subitch

Rhys's latest articles

  • Avant

    Avant offers fast funding and flexible payment options. Additionally, you don’t need stellar credit to qualify for a personal loan with this lender.

    Mar 27, 2024
  • PenFed Credit Union

    PenFed offers low APRs and fast funding on personal loans from $600 to $35,000, and it doesn’t charge origination fees or a prepayment penalty.

    Mar 27, 2024
  • Best Egg

    Best Egg is an online lender known for offering borrowers low rates and quick funding, often in as little as one business day.

    Mar 27, 2024
  • TD Bank

    If you prefer to do business at a brick-and-mortar bank, TD Bank could be a good fit for your personal loan needs.

    Mar 27, 2024
  • Woman in front of computer at desk talks to man and woman sitting across from her

    What to know about auto loan debt

    It doesn’t always make sense to take on a new debt — but there are also times when your cash could be better invested.

    5 min read Mar 01, 2024