The Stagecoach Prepaid Card is one of the lowest-fee cards in the survey, but customers only get one free ATM withdrawal per month. Bankrate’s 2013 Prepaid Debit Card Survey offers a rundown of the card’s many variables, including fees, restrictions and factors that may affect a consumer’s decision in choosing a prepaid debit card.

Stagecoach Prepaid Card

Are funds FDIC-insured? Yes
Monthly maintenance fee $0.00
Can the monthly fee be avoided? N/A
Card activation fee $0.00
ATM withdrawal fee (issuer’s ATM) $1.50
Nonissuer’s ATM withdrawal fee, not including any bank fees $1.50
ATM balance inquiry $0.00
Fees for point-of-sale transaction $0.00
Fees for signature transaction $0.00
Paper statement fee $0.00
Fee for customer service by phone One free, per month, then $2.00
Declined transaction fee $0.00
Inactivity fee $5.00 per month after 180 days of inactivity
Notes: One free ATM withdrawal per month.

Bankrate.com surveyed 24 prepaid debit card offers from Feb. 12-19, 2014. These are the resulting fees, restrictions and other card provisions.

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