Best prepaid debit cards for you

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. Please check with the institution for the latest offerings.

Prepaid debit cards can be an alternative for consumers who have trouble establishing or improving credit. Bankrate’s 2015 Prepaid Debit Card Survey shows a cross section of what’s available in the marketplace today and key provisions of each card.

Check out the latest prepaid and debit card offers from our partners.

Prepaid debit cards

Card Issuer/Name Monthly maintenance fee Card activation fee ATM withdrawal fee (issuer’s ATM) ATM balance inquiry
Card Issuer/Name:
American Express Serve
Monthly maintenance fee: $1 Card activation fee: $0 online; $3.95 in retail locations ATM withdrawal fee (issuer’s ATM): N/A but free at MoneyPass ATMs ATM balance inquiry: N/A
Card Issuer/Name:
Bluebird by American Express
Monthly maintenance fee: $0 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): N/A but free at MoneyPass ATMs ATM balance inquiry: N/A
Card Issuer/Name:
BB&T MoneyAccount Card
Monthly maintenance fee: $5 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $1 out of network
Card Issuer/Name:
Chase Liquid
Monthly maintenance fee: $4.95 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $2 out of network
Card Issuer/Name:
Comerica Bank Convenience Card (through Elan Financial Services)
Monthly maintenance fee: $3.95 Card activation fee: $5.95 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $1
Card Issuer/Name:
Comerica Bank Independence Prepaid Card (through Elan Financial Services)
Monthly maintenance fee: $3.95 Card activation fee: $5.95 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $1
Card Issuer/Name:
Fifth Third Access 360° Reloadable Prepaid Card
Monthly maintenance fee: $4 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0
Card Issuer/Name:
Mango Prepaid MasterCard (by First Bank & Trust, Brookings, South Dakota)
Monthly maintenance fee: $3 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): N/A ATM balance inquiry: $1
Card Issuer/Name:
Wal-Mart MoneyCard MasterCard, Basic (by Green Dot Bank)
Monthly maintenance fee: $3 Card activation fee: $1.88, free if ordered online ATM withdrawal fee (issuer’s ATM): N/A; but free at MoneyPass ATMs ATM balance inquiry: No fee at MoneyPass ATMs; otherwise $1
Card Issuer/Name:
Wal-Mart MoneyCard, Plus (by Green Dot Bank)
Monthly maintenance fee: $3 Card activation fee: Up to $4 ATM withdrawal fee (issuer’s ATM): N/A; but free at MoneyPass ATMs ATM balance inquiry: No fee at MoneyPass ATMs; otherwise $1
Card Issuer/Name:
Wal-Mart MoneyCard, Preferred (by Green Dot Bank)
Monthly maintenance fee: $3 Card activation fee: $4 ATM withdrawal fee (issuer’s ATM): N/A; but free at MoneyPass ATMs ATM balance inquiry: No fee at MoneyPass ATMs; otherwise $1
Card Issuer/Name:
Green Dot Reloadable Prepaid Card, Gold
Monthly maintenance fee: $5.95 Card activation fee: Up to $4.95 at retail store; free if ordered online ATM withdrawal fee (issuer’s ATM): N/A; but free at MoneyPass ATMs ATM balance inquiry: No fee at MoneyPass ATMs; $0.50 otherwise
Card Issuer/Name:
H&R Block Emerald Prepaid MasterCard
Monthly maintenance fee: $0 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): N/A; but free at MoneyPass ATMs ATM balance inquiry: $1.50
Card Issuer/Name:
AccountNow Gold Visa Prepaid Card (by MetaBank)
Monthly maintenance fee: $9.95 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $2.50 ATM balance inquiry: $1.50
Card Issuer/Name:
AccountNow Prepaid MasterCard (by MetaBank)
Monthly maintenance fee: $0 Card activation fee: $4.95 ATM withdrawal fee (issuer’s ATM): $2.50 ATM balance inquiry: $1.50
Card Issuer/Name:
NetSpend Visa Prepaid Debit Card, Pay-As-You-Go Plan (by MetaBank) 
Monthly maintenance fee: $0 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $2.50 ATM balance inquiry: $0.50
Card Issuer/Name:
PayPower Visa Prepaid Card (by MetaBank, certain services provided by Blackhawk California)
Monthly maintenance fee: $5.95 Card activation fee: $0 online; $3.95 at retailers (may vary by retailer) ATM withdrawal fee (issuer’s ATM): $1.95 ATM balance inquiry: $0.50
Card Issuer/Name:
UPside Visa Prepaid Card, Classic plan (by MetaBank)
Monthly maintenance fee: $4.95 if loading less than $500; $0.99 if loading more than $500 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0.99
Card Issuer/Name:
MyVanilla Prepaid Card
Monthly maintenance fee: $0 Card activation fee: Up to $3.95 ATM withdrawal fee (issuer’s ATM): N/A ATM balance inquiry: $1
Card Issuer/Name:
NAVY Federal Credit Union GO Prepaid Card
Monthly maintenance fee: $0 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0
Card Issuer/Name:
PNC SmartAccess Prepaid Visa Card
Monthly maintenance fee: $5 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $2.50 out of network
Card Issuer/Name:
Regions Now Card
Monthly maintenance fee: $5 Card activation fee: $4 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $2.50 out of network
Card Issuer/Name:
SunTrust Prepaid MasterCard
Monthly maintenance fee: $5 Card activation fee: $4 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0
Card Issuer/Name:
TD Go Card
Monthly maintenance fee: $0 Card activation fee: $4.95 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $3 out of network
Card Issuer/Name:
AchieveCard Visa Prepaid Card, Gold Plan (by The Bancorp Bank)
Monthly maintenance fee: $9.95 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $2.50 ATM balance inquiry: $0.95
Card Issuer/Name:
READYdebit Visa Prepaid Card, Select Plan (by The Bancorp Bank)
Monthly maintenance fee: $9.95 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $2.50 ATM balance inquiry: $1
Card Issuer/Name:
Prepaid Visa RushCard, Pay As You Go Plan (by The Bancorp Bank)
Monthly maintenance fee: $0 Card activation fee: $3.95-$9.95 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $0.50 out of network
Card Issuer/Name:
Univision MasterCard Prepaid Card (by The Bancorp Bank)
Monthly maintenance fee: $9.95 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $1.95 out of network
Card Issuer/Name:
U.S. Bank Contour Card
Monthly maintenance fee: $4 Card activation fee: $4 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0
Card Issuer/Name:
Wells Fargo EasyPay Card
Monthly maintenance fee: $5 Card activation fee: $0 ATM withdrawal fee (issuer’s ATM): $0 ATM balance inquiry: $0 in network; $2 out of network

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.

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