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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Middle-age couple looking over finances at their kitchen table
The housing market is particularly tough right now for first-time homebuyers. That means if you’re looking to buy your first home, you should take advantage of any first-time homebuyer programs that [...]
home equity options
Not all equity-tapping methods are created equal.
Illustrated collage featuring people working together to paint a house
Financial tools to make that project happen — provided you pick the right one for your needs.
Concept of a home as a piggy bank with a hand inserting money
Mortgage payments have been rising for decades.
Home next to a broken contract.
If you’re second-guessing your refi or home equity loan, you could have a way out.
A house on a stack of money
Mortgage rates tick down amid uncertainty
Woman holding a child's hand while steering a wheel barrel
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
It’s a hybrid product that can combine the best of both borrowing worlds.
Chicago homes and skyline
See which markets are more likely to reward renting over buying, and vice-versa.
Welcome to Texas sign
Texas and Florida added the most new residents. New York and Illinois lost the most.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
Envelopes
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
Envelopes
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
People wait outside a grocery store during the pandemic.
Here’s what you should do to keep your personal finances as healthy as possible.
Envelopes
One Bankrate experts suggest deposit yields may be close to bottoming out.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
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Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.