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Plan with retirement calculators

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No matter where you are in your career — early, middle stage or late phase — you’ll want to know how close you are to achieving your retirement goals. Retirement calculators can give you an idea of where you stand. offers more than three dozen retirement calculators for your use. Factor in your age, the annual rate of return that you might expect, your tax bracket and the age at which you plan to retire to determine how to reach your retirement goal.

Retirement calculators make it easy to for you to figure out how much you need to contribute to your 401(k). For example, Bankrate’s 401(k) savings calculator enables you to estimate the size of your future nest egg based on your annual salary, the percentage of your contribution, your current 401(k) balance and the expected annual rate of return. It also allows you to input any expected salary increases and the employer maximum match.

How much do you need to retire?

Knowing how much money you’ll need to retire is half the battle. Bankrate’s retirement planner calculator can help you figure out how much you’ll need. According to variables such as your age, income and contributions, the calculator estimates how much you’ll have at retirement, if and when it will run out and how to either adjust your contributions or your expectations. It also factors in Social Security and an estimated rate of inflation.

Reaching retirement goals

Good retirement planning starts with realistic goals. Bankrate’s savings retirement calculator estimates how much you’ll need to save per year. You enter the amount of money you’ll need to retire, the number of years until your retirement and the current value of your retirement investments. You can also add expected lump-sum inheritances. Based on conservative return estimates, these calculators will let you know how much you need to save each month to meet your retirement goal.

Written by
Mitch Strohm
Contributing Writer
Mitch Strohm is a regular contributor for Bankrate. Based out of Nashville, Tennessee, he has been reporting on the finance space for more than 12 years. Since 2010, Mitch has written and edited articles for Bankrate on topics including mortgages, banking, credit cards, loans, home equity and personal finance. His work has also been seen on sites including Business Insider, Clark Howard, Yahoo Finance, Fox Business, and