Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
Opening more than 5 credit cards in the past 24 months can lower your approval chances.
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
If you have buyer’s remorse, are you responsible for payment?
Discover the best Concora credit cards for people with bad credit.
Here’s how to earn the most points possible during your next trip abroad.
Find out how to use a 0 percent APR credit card to finance home projects.
My immigrant parents urged me to only carry a few cards, use them sparingly and never pay interest, among other lessons — how many still hold up?