Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Before you cancel your credit card, consider downgrading it instead.
Learn more about credit card default and what to do if you find yourself in that situation.
Consider how buying a car with a credit card may affect your credit or the cost.
Avoid these 10 credit card mistakes this year to make the best use of your credit.
The shopping cart trick sounds like a good way to avoid a hard credit pull, but does it really work?
Before you book your next vacation, look for ways to score free breakfast.
Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.
Chase’s Stored Cards feature can help you track where your money is going.