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Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

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The amount of money you should save each month will vary based on your goals. Here’s what to know.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Latest articles

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Here’s how to save money and get the most bang for your buck.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Person Putting Coin In Piggy Bank At Table
Savers can still earn yields on deposit accounts that are outpacing inflation, even as some yields have decreased recently as banks anticipate a likely Federal Reserve rate cut in September. One such option [...]
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
woman managing personal banking and finance at home
Working as a freelancer requires a new approach to saving money. Here’s how.
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No matter your age, these tips can help you improve your financial situation.
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Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
cash folded into a piggy bank shape
These seven banks and credit unions offer competitive rates on CDs for businesses.
Golden piggy bank and golden coins
Here’s how to save money and get the most bang for your buck.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Consider these important factors before investing in bonds and CDs.
Karen Bennett working on a laptop
Now is still a good time to consider CDs for your portfolio. Here are five reasons.
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Walk away with stacks of cash just for opening a checking or savings account.
Aerial view of a group of residential boat docks from homes along the Halifax River in Ormond Beach, Florida near Daytona
Managing your finances and choosing the right bank can be daunting, especially in a state as big and diverse as Florida.
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