Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 11/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.94^%_APY

National Average

0.63^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

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Here’s everything you need to know about high-yield savings accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Losing a savings bond doesn’t mean it’s money lost. Here’s how to find it.

You’ve matured, but those savings bonds from childhood may still need more time.

Women using digital tablet to check her finances at home office

For savers, here’s what to consider when the Fed lowers interest rates.

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Get ahead of your savings by raising your rate by an amount you prefer. Here’s how.

Compare the best high-yield savings rates as of September 16, 2025.

It’s a low interest rate environment, but there are ways to earn more on your money.

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Short answer? Yes. Here’s what you need to know.

Earn more on your business cash with high-yield accounts offering competitive APYs.

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Business money market accounts offer higher yields while maintaining access to funds.

Person working at table with computer, drinking coffee and looking at smartphone

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.

Expect savings and money market account yields to slide lower, but they still should outpace inflation

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CD terms can range from three months to five years. Learn which one is right for you.

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It’s a tale of two job markets: secure for job holders, recession-like for job seekers.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

Consumers without a bank account face hurdles when trying to cash a check.

Here’s everything you need to know about high-yield savings accounts.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

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Here are a few different ways to see how much money you have in your bank account.

Coins sitting around in an overloaded jar could be put to better use. Here’s how.

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Knowing bank holiday schedules can help you avoid delays on necessary transactions.

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The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles

Help us shape the future of personal finance