Banking
The ‘Silent Recession:’ Economists say the economy is strong, but most Americans feel like they’re living in a downturn
15 min read
Recession watch
Will the U.S. economy soon be in a recession? It's the trillion-dollar question that even experts don't know the answer to. Here's how to prepare for a potential downturn, and how one could impact you.
Insights from our expert analysts
“Economic uncertainty is a time for reducing debt and boosting savings, not the other way around.”
Do's and don'ts of saving during a recession
To help you navigate saving during a recession, we asked a number of experts what some of the most helpful things to do are, as well as some things you should try to avoid at all costs.
Learn more
Recessions & your money
How to buy a house in 2026
Mortgages
Buying a home is complicated. This step-by-step guide will help you get to the finish line.
The once-booming labor market is starting to face some trouble.
Editor's picks
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
Latest articles
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s actions can influence student loan interest rates.
The Federal Reserve held rates steady at its January 2026 meeting.
Auto rates will likely not decrease this year. Consider how to still save.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
How Reg. D impacts your savings account and why it pays to check with your bank.
Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]
Not all mobile banking apps are as secure as they could be. Here’s how to stay safe.
Bank account budgeting tools make it easy to track your personal finances.
It’s a tale of two job markets: secure for job holders, recession-like for job seekers.
A savings account is a good tool for teaching children financial basics and responsibility.
Saving for your grandchildren can help to minimize the financial burdens they face down the road.
Savers, here are strategies to invest in CDs.
Consumers without a bank account face hurdles when trying to cash a check.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
The Federal Reserve’s actions can influence student loan interest rates.
The Federal Reserve held rates steady at its January 2026 meeting.
Auto rates will likely not decrease this year. Consider how to still save.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
How Reg. D impacts your savings account and why it pays to check with your bank.
The trusted provider of accurate rates and financial information