Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

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Latest articles

How Reg. D impacts your savings account and why it pays to check with your bank.

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Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

You may have to do some research, but it’s not hard to find a decent savings account rate.

Illustration of men and women for gender pay gap story

Working with less can keep women from saving, investing and growing wealth.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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These options are great places to stash money from a bonus, inheritance and more.

A young man imagining a piggy bank made out of cash. Looks slightly like origami

Ready to open a savings account? Here’s what you’ll need to know.

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Many households have too little saved to survive job loss or other emergencies.

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Use these strategies to keep your deposits safe when they top FDIC limits.

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Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

young man falling out of the sky along with various household items and cash

You might not feel better about inflation because prices are still up post-pandemic.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

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Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Consider these important factors before investing in bonds and CDs.

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