Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

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Latest articles

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Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

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Americans still have a ways to go to fully recover their purchasing power.

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Rate cuts are coming. Just don’t call this a low-rate environment just yet.

Design element of woman sitting at desk in front of laptop.

Wages are on pace to fully recover from inflation by the second quarter of 2025.

Panorama of aerial view of Downtown Houston, Texas, USA

As the old saying goes: “Everything is bigger in Texas.” And that’s also true of your list of options when choosing a bank or credit union in the state.

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Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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