Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
Here’s answers to your top MMA questions.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.85%APY
VS
National Average
0.47%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
These accounts sound similar, but there are some key differences to know.
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Money market funds are available from several different brokers and fund managers.
Short answer? Yes. Here’s what you need to know.
Our top 5 picks scored highly for access, range of products and digital options.
Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business money market accounts offer higher yields while maintaining access to funds.
Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
Top high-yielding savings accounts continue to handily outpace inflation.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
APYs on high-yield savings accounts remain competitive after Fed rate decision.
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
Many Americans are ready for a vacation. Here’s how much you’ll spend to get away.
Top high-yielding savings accounts continue to handily outpace inflation.
Online checking accounts stand out for different features. Here’s our top picks.
Walk away with stacks of cash just for opening a checking or savings account.
These joint checking accounts are ideal for sharing finances with another person.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
You might not feel better about inflation because prices are still up post-pandemic.
Powell is concerned tariffs could lead to more inflation. This former Fed official has a different view.
The trusted provider of accurate rates and financial information