Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics

This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.

MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/17/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/17/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.76%APY
VS
National Average
0.47%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Compare top-rated banks

Latest articles

Money market funds are available from several different brokers and fund managers.

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

Savings yields topping inflation could let you hold onto your purchasing power.

Comparing savings rates can ensure you get the best return on your savings.

Get the latest rates on top-yielding money market accounts.

Tariffs could cost households $3,800 in 2025. Discover smart budgeting strategies to offset rising prices on consumer goods.

Find the best high-yield savings account rate today.

How to find the best high-yield savings account in times of high inflation

These simple moves can help you build a cash cushion.

Here’s how to earn more interest with a high-yield savings account.

The Fed might find itself in a tricky situation.

GDP expanded by 3.2 percent, but gains came from the typically more volatile components.

The Fed will most likely hold interest rates steady, but here’s how it could still impact your wallet.

The free stock trading outfit had previously walked back deposit product plans.

Federal Reserve officials are giving themselves room to be flexible with monetary policy.

Challenged by fintech startups, banks are pushing new services to customers.

The Fed voted to leave interest rates alone for the second-straight meeting.

Branch banking is rapidly changing with the rise of automation and fintech.
The trusted provider of accurate rates and financial information