Banking
The best places to keep your emergency fund
7 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
How to start (and build) an emergency fund
11 min read
12 ways to save money every day
7 min read
5 saving strategies for financial goals
8 min read
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Creating a timeline is a useful way to plan and meet all your financial goals.
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Rainy day and emergency funds differ but together provide a sound financial plan.
Make 2024 the year you take your savings to the next level.
These holiday savings accounts are still available at many small banks and credit unions. But are they the best way to save?
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Navigating the world of personal finance is daunting, but it’s particularly so for Gen Zers.
Comparing savings rates can ensure you get the best return on your savings.
A biweekly budget lets you allocate your expenses better than on a monthly basis.
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The best time to cash in savings bonds depends on an investor’s life circumstances.
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