Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
If your discretionary income is low, you could pay $0 on your federal student loans.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
How to start (and build) an emergency fund
11 min read
The best places to keep your emergency fund
6 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
Savers can stash their cash in a brokerage these days to rack up returns.
Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
As the old saying goes: “Everything is bigger in Texas.” And that’s also true of your list of options when choosing a bank or credit union in the state.
If you’re looking to save with a credit union, here are the top rates available.
Get the latest rates on top-yielding money market accounts.
Interest is the price you pay to borrow money or the cost you charge to lend money.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
An emergency fund is an essential part of a solid financial plan.
It’s important to find the right accounts for your emergency savings.
Rainy day and emergency funds differ but together provide a sound financial plan.
Here’s a helpful guide to how much you need in savings over the course of your life.
Use this challenge to stash more cash toward your savings goals.
Creating a timeline is a useful way to plan and meet all your financial goals.
Financial goals are measuring sticks that apply to any area of your money management skills that you’re looking to improve.
These simple moves can help you build a cash cushion.
Here’s how to earn more interest with a high-yield savings account.
High-yield savings rates fluctuate over time. Let’s explore what causes that.
Split direct deposit is a simple way to painlessly boost your savings.
There are ways to access your money and ultimately spend it. Here’s how.
Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]
Emergency savings depleted? Here’s how to start replenishing it.
There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]
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