PREMIER Bankcard® Mastercard® Credit Card
The PREMIER Bankcard® Mastercard® Credit Card could be helpful if you have bad credit and want to improve your score, but it comes with high rates and fees.
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
India is an Editor and joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India Davis wants you to know
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
India Davis’ recommended readings
Don’t Buy the Exercise Bike
Feeling Broke in a Bad Economy? How to Cope
Best Eco-Friendly Credit Cards
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
The PREMIER Bankcard® Mastercard® Credit Card could be helpful if you have bad credit and want to improve your score, but it comes with high rates and fees.
The Bank of America Consumer Payments Prepaid Card is unique because this card is given to you by a sponsor, whereas you can sign up for other types of prepaid debit cards yourself.
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
The Amex Green Card may not be as popular as other Amex cards, but it offers more than meets the eye. Find out why one reader uses it for regular spending.
Find out how to use your credit card and which pitfalls to avoid.
Which is the better balance transfer card?
Find out which Chase credit card is best for your spending habits.
The right flexible rewards credit card program for you depends on your spending style and desired redemptions.
The new and improved cash bonus provides more upfront value if you don’t need 0 percent APR, but this business rewards card still doesn't pack quite the same punch as others.
The Double Cash card helped ease me into the credit cards world and earn rewards without putting in too much effort.