Skip to Main Content

Grace Pilling

Former Editor, credit cards
Education Icon EDUCATION
  • Bachelor of Arts in English, Text & Writing, University of Western Sydney, Australia

Grace Pilling is a former editor for Bankrate Credit Cards and CreditCards.com specializing in down-to-earth advice on everything cards, from getting started with credit and maximizing credit card perks to managing and reducing credit card debt. She’s worked in the credit card space for two years and loves learning and sharing everything you should (and shouldn’t) be doing with credit cards. Prior to working in the credit card space, Grace was an insurance and finance editor at Reviews.com and has a background in STEM education publishing.

Grace loves to show people how understanding credit can help them live their best life, whether that’s boosting a credit score to help get a great mortgage rate on their first home or maxing out rewards points to travel the world.

Education

Grace has a B.A. in English, Text & Writing with a minor in Journalism from the University of Western Sydney in Australia.

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.

— Grace Pilling

Grace's latest articles

  • SoFi Credit Card Review

    The SoFi Credit Card has a substantial rewards rate, but there are caveats. Our review will discuss the pros and cons of this card.

    8 min read Mar 26, 2026

  • BankAmericard Credit Card Review

    The BankAmericard can help you pay off debt with a long introductory offer on transfers, with no annual fee.

    9 min read Mar 17, 2026

  • OpenSky Secured Visa Credit Card Review

    The OpenSky Secured Visa Credit Card can help you rebuild your credit or create credit from scratch. Plus, there's no credit check, so anyone can qualify. The downside is that there aren't many perks.

    9 min read Mar 12, 2026

  • Chase Slate Edge℠ review

    The Chase Slate Edge offers more long-term value than the legacy Slate as a low-interest card, but its intro and ongoing APR are easily outperformed.

    12 min read Nov 05, 2025