Personal Finance Advice and Information

3 steps to calculate your debt-to-income ratio

DTI is your monthly debt divided by your gross monthly income. Here’s what to know.

3 min read Sep 15, 2021

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

1 min read Sep 15, 2021

Before you cancel a balance transfer card, you should consider potential impacts to your credit.

4 min read Sep 15, 2021

Learn about balance transfer fees and how they affect your payments.

4 min read Sep 15, 2021

Make the most of your Discover it Cash Back rewards this quarter with Bankrate’s guide.

6 min read Sep 14, 2021

Make the most of your cash back bonus categories this quarter.

7 min read Sep 14, 2021

Here’s what you need to know about credit card interest.

7 min read Sep 13, 2021

Chase has offered some of the best rewards cards on the market for years, and even more so in 2020.

6 min read Sep 10, 2021

Bankruptcy will cloud your credit, but with time and discipline, you can recover.

6 min read Sep 09, 2021

The debt avalanche method is a good way to tackle multiple debts.

5 min read Sep 09, 2021