Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Is paying off Chapter 13 bankruptcy early a good idea?
It seems smart to pay off Chapter 13 bankruptcy early, but there’s reason to wait.
4 min read Sep 28, 2022 -
Can creditors take your Social Security?
Social Security is protected from creditors in most cases, but there are exceptions.
7 min read Sep 28, 2022 -
What can creditors take in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
4 min read Sep 28, 2022 -
Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Sep 28, 2022 -
How many credit cards is too many?
Sometimes carrying several credit cards makes sense, and other times it may not.
6 min read Sep 28, 2022 -
What is debt settlement and what are the risks?
When your bills are overwhelming, debt settlement is one way forward.
7 min read Sep 27, 2022 -
How do I know if a financial therapist is right for me?
Financial therapists merge financial planning with mental health care.
7 min read Sep 26, 2022 -
Want a lower credit card interest rate? Just ask
Securing a lower interest rate may be as simple as asking your credit card issuer.
4 min read Sep 26, 2022 -
What is debt management?
When you’d rather control your debt than have it control you, that’s debt management.
6 min read Sep 23, 2022 -
The 5 most common types of bankruptcy
These are the five most common models of bankruptcy. Learn how they operate and who they’re good for.
4 min read Sep 23, 2022