Latest Articles
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Average American debt 2021
A look at consumer debt in the U.S. reveals predictable trends and a few surprises.
4 min read Sep 17, 2021
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3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
3 min read Sep 15, 2021
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Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Sep 15, 2021
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Should you cancel a balance transfer card?
Before you cancel a balance transfer card, you should consider potential impacts to your credit.
4 min read Sep 15, 2021
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Everything you need to know about balance transfer fees
Learn about balance transfer fees and how they affect your payments.
4 min read Sep 15, 2021
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Guide to the 2021 Discover Cash Back calendar
Make the most of your Discover it Cash Back rewards this quarter with Bankrate’s guide.
6 min read Sep 14, 2021
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Chase Freedom Flex 2021 bonus categories
Make the most of your cash back bonus categories this quarter.
8 min read Sep 14, 2021
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How does credit card interest work?
Here’s what you need to know about credit card interest.
7 min read Sep 13, 2021
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Chase Freedom Unlimited® vs. Chase Freedom Flex℠
Chase has offered some of the best rewards cards on the market for years, and even more so in 2020.
6 min read Sep 10, 2021
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7 tips for recovering from bankruptcy
Bankruptcy will cloud your credit, but with time and discipline, you can recover.
6 min read Sep 09, 2021