Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to apply for a credit card and get approved
Use this guide to help you through the credit card application process. Learn everything you need to do to apply for a credit card and increase your chances of approval.
11 min read Jan 24, 2022 -
What is a balance transfer fee? Here is everything you need to know
Learn about balance transfer fees and how they affect your payments.
4 min read Jan 24, 2022 -
Want a lower credit card interest rate? Just ask
Don’t let high interest rates keep you from paying off your credit card debt.
3 min read Jan 24, 2022 -
How to fight a creditor’s account levy
If a creditor taps your bank account, you have a few options to protect your money.
4 min read Jan 19, 2022 -
Current Credit Card Interest Rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Jan 19, 2022 -
Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
5 min read Jan 19, 2022 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
Jan 18, 2022 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
7 min read Jan 12, 2022 -
What does it mean if your debt is charged off as bad debt?
When a debt has been charged off, that doesn’t mean it’s wiped away.
5 min read Jan 10, 2022 -
When does debt fall off your credit report?
Checking your credit reports is the best way to see if old debt is still lingering.
6 min read Jan 10, 2022