Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is Chapter 9 bankruptcy?
Figure out whether a Chapter 9 bankruptcy will affect you and how you can prepare.
4 min read May 25, 2023 -
3 types of debt you can consolidate
When used properly, debt consolidation can improve finances and credit.
5 min read May 25, 2023 -
Pros and cons of debt consolidation
Weigh the pros and cons to decide if debt consolidation is right for your situation.
7 min read May 25, 2023 -
Want a lower credit card interest rate? Just ask
Securing a lower interest rate may be as simple as asking your credit card issuer.
4 min read May 25, 2023 -
When should I file for bankruptcy?
Bankruptcy exists in America for many good reasons. But the decision to file for bankruptcy when faced with overwhelming debt is one that most, including myself, consider—again with good reasons—the [...]
5 min read May 24, 2023 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read May 24, 2023 -
Survey: 39% have a side hustle, and 44% believe they’ll always need one
Do you earn side money? More than 1 in 2 Gen Zers and millennials have side hustles.
6 min read May 24, 2023 -
How to apply for debt relief
Assess your credit accounts and score before applying.
3 min read May 23, 2023 -
Where to get debt relief help
The form of debt relief you’re looking for will affect where you can get it.
4 min read May 23, 2023 -
Chapter 13 bankruptcy: What you need to know
Chapter 13 lets you use your income to repay some of your debts.
6 min read May 23, 2023