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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.

Want to borrow against your home’s value? Be ready to meet these criteria.

Paying your mortgage biweekly translates to one additional payment per year. Should you do it

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for conforming loans, which make up most mortgages. Mortgage lenders have traditionally [...]

A home down payment is the part of a home’s purchase price you pay upfront.

The lender must provide final details of your mortgage on the closing disclosure.

Though far from home, you can still get an affordable VA home loan.

Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.

Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.

For borrowers with credit dings or unusual financials, manual underwriting can be key.

Mortgage rates retreat amid swings In markets

The cash you’ll get comes at cost. Here’s how to minimize it.

Usually, no. But you still need to have some cash on hand at the closing.

If you hope to refinance in today’s turbulent market, here’s what to watch.

It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.

Trust us, you don’t want to trigger it. Here’s why.

Here are the best mortgage lenders for April 2025.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.

Here are some of the best bad credit mortgage lenders in 2025.

Here are some of the best mortgage refinance lenders in 2025.

Our list of lenders best suited to helping out a novice homeowner-to-be.

Bankrate’s guide to finding the best reverse mortgage lender for you

OK with doing your loan digitally? These mortgage companies are the tops.

If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.

A shared appreciation mortgage is a unique home financing arrangement.

A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.

And what do their differences mean for you, the mortgage borrower?

It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.

After several missed payments, your lender can start the foreclosure process.

If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.

For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.