Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Steps to getting a VA home loan
Your battle plan for getting a VA loan. A bit lengthy, but well worth the effort.
Loan officer and couple meeting
This home-financing pro could help you find that perfect loan.
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
Brick home with landscaped front yard
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
Over the shoulder view of young man checking financial data with mobile banking app
But is the reduction in rates worth a rush to redo your loan?
A small cottage-style home with attached garage
If you’re shopping for a mortgage, you better know what it means.
Real estate agent greets a client in front of a red brick home
Today’s mortgage rates already reflect the likelihood of a September Federal Reserve rate cut.
Woman standing in front of house
One offers certain, unchanging payments; the other, a chance to pay less interest.
Over the shoulder view of young man checking financial data with mobile banking app
But is the reduction in rates worth a rush to redo your loan?
A current or veteran military person? Here are the top VA lenders for you.
Illustration of woman looking at a new vehicle at a car dealership
There’s no best car for everyone, but there is a best one for you.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
A current or veteran military person? Here are the top VA lenders for you.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.