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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Illustrated collage featuring a set of keys and an American flag
Most VA loan borrowers don’t have to make a down payment. Here’s how to decide whether you should.
A neighborhood view from the street
It offers a way to buy a home for half off the list price. But there is a catch or two.
Augusta, Maine
If you’re a first-time homebuyer in Maine, help is available.
HELOC is not interest only forever
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
Two women discussing documentation in an office
Protect yourself from being charged over a loan delay that wasn’t your fault.
Illustrated image featuring a moneybag shaped like a house
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
A A/C technician tests a new install
A VA rehab loan can help you make upgrades — but only to essential systems.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Cedar shingle house on the water in Cape Cod.
The rules are different for refinancing a second home or investment property.
A scale balancing a house and money
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Couple discussing contract terms during meeting with realtor
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Mother and son look at a car
Leasing companies must tell you all of the terms of the deal they are offering you.
A couple sits on a porch of a house drinking coffee.
Consumers have a variety of ways to invest in real estate in 2025.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.