Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
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Credit unions offering personal loans: What to expect
Credit unions offer many advantages, including for those looking for a personal loan.
4 min read Feb 22, 2024 -
Personal loan vs. personal line of credit: What’s the difference?
Here’s how to decide which type of unsecured debt is best for your situation.
4 min read Feb 22, 2024 -
The top 9 reasons for personal loans
Getting married? Trip of a lifetime? A personal loan can help.
7 min read Feb 21, 2024 -
Payday loan consolidation: What it is and how it works
This strategy may help you pay off your debt over time and at a lower interest rate.
4 min read Feb 20, 2024 -
Personal loan vs. the store’s no-interest loan for furniture
No-interest furniture loans are very enticing. Consider the downside before getting one.
5 min read Feb 20, 2024 -
Personal loans vs. credit cards: Which is better for you?
Personal loans and credit cards are both viable ways to access funds.
5 min read Feb 20, 2024 -
Financially preparing for a baby
Having a baby typically costs thousands of dollars. To help you prepare, be aware of the costs ahead of time.
6 min read Feb 20, 2024 -
How much an adoption costs and 4 ways to pay for it
How much does it cost to adopt a child?
7 min read Feb 20, 2024 -
How much does a private jet cost? Prices by type & alternatives
The purchase price of a private jet is only one element of the overall cost.
10 min read Feb 19, 2024 -
Alternatives to personal loans: 7 options & when to avoid them
Personal loans aren’t the only way to get a substantial amount of cash quickly.
7 min read Feb 19, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.