Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Man paying credit card with balance transfer credit card
With debt consolidation, you ultimately need a plan in order to tackle your debt.
Woman using calculator and taking notes
SoFi and LendingClub are both popular online personal loan lenders, but they each have advantages and disadvantages.
Person with yellow pants reading a document while notating with pen.
Learn how to read your personal loan agreement like a pro.
design image of a couple looking at some papers
A personal loan might be the key to getting the money you need without added costs.
moving cross-country with a personal loan
Personal loans can be used for almost any legal expense, so yes, you can get a loan to help with a move. In fact, about 1 in 10 personal loans are borrowed for this very purpose, according to a survey [...]
Learn tips on how to pay off wedding debt.
Young woman focused on reading paperwork while looking at laptop screen.
Find out how much you could possibly borrow with bad credit.
Senior woman hanging picture at home
Withdrawing your retirement early to pay for home projects has both pros and cons.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc