Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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How does payment deferral work for personal loans?
Personal loan deferment may be your best option. Find out if it’s right for you.
3 min read Feb 28, 2024 -
How to get friends and family to pay you back for a personal loan
Asking someone close to you to repay a loan can be touchy. Here are tips for making it easier.
5 min read Feb 27, 2024 -
Where can I get a bad credit loan?
Bad credit loans are available through online lenders, select community banks and credit unions.
6 min read Feb 27, 2024 -
How does my credit score affect my loan chances?
The better your score, the more likely you are to get a low interest rate.
4 min read Feb 27, 2024 -
Are home improvement loans tax deductible?
Home improvement loans are tax deductible under these specific circumstances.
5 min read Feb 23, 2024 -
Personal loans: Are they taxable income?
What to know about the tax impacts of personal loans
4 min read Feb 23, 2024 -
Pet financing: Should you get a pet loan?
Owning a pet can be expensive. Setting aside funds for your pet’s needs from everyday expenses to unexpected medical costs is important. This is especially true if you have or are looking for a service, [...]
6 min read Feb 23, 2024 -
What is Rule of 78 and how can it impact loans?
The Rule of 78 can hurt borrowers looking to pay debt off early.
4 min read Feb 23, 2024 -
What is a CD loan?
A CD serves as collateral for this loan, but watch for restrictions.
8 min read Feb 23, 2024 -
Wedding loans: How to finance wedding costs
Wedding loans can help you pay for your dream day but understand the cons.
5 min read Feb 23, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.