Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
Deferred interest deals can result in extremely high interest charges.
Use tax-free weekends and rewards cards to save on back-to-school shopping.
You have several options besides becoming a credit card co-signer.
A starter card can be a great tool for practicing good credit habits.
Avoid these 10 credit card mistakes to make the best use of your credit.
I raised my credit score by more than 120 points with credit cards. Here’s how.
A credit score of 700 may limit some of your options, but you’re well on your way.