What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
8 min read
Mar 27, 2023
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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Understanding credit card addiction and how to get help
The sooner you seek help, the sooner you can take steps toward recovery.
7 min read Mar 15, 2023 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
3 min read Mar 08, 2023 -
Average credit card debt in the U.S.
American credit card balances rose to $986 billion in the last quarter of 2022. Here’s a look at credit debt in the U.S. and how to start paying your balance down.
4 min read Feb 23, 2023 -
Can you get a balance transfer card with bad credit?
Balance transfers with bad credit do exist, but there are other options to consider.
4 min read Feb 10, 2023 -
How credit cards can help you achieve your 2023 goals
Whatever your 2023 goals, your credit cards can provide valuable data.
5 min read Feb 09, 2023 -
So you haven’t been sticking to your resolutions. Here’s how to reset and crush the next 11 months.
Don’t let imperfection impede your progress toward your 2023 goals.
5 min read Jan 26, 2023 -
Achieve New Year’s goals with these cards
Earn credit card rewards on spending you’re already doing.
6 min read Jan 25, 2023 -
More people are carrying credit card debt, and it costs more than ever
A trio of concerns are affecting credit card borrowers: More people are carrying debt, rates are at record highs and balances are way up, too.
3 min read Jan 20, 2023 -
5 realistic New Year’s goals for people with credit card debt
Here’s how to come up with an achievable credit card payoff plan.
4 min read Jan 12, 2023 -
What is penalty APR and how do you avoid it?
Penalty APR is a higher rate incurred by violating a card’s terms of service.
6 min read Jan 11, 2023 -
What debts can you transfer to a credit card?
Should you transfer auto, personal, student and home equity loan debt to a 0 percent interest balance transfer credit card?
4 min read Jan 06, 2023 -
What credit score do you need for a 0% APR card?
Most 0% APR cards require at least good credit, but there are alternative ways to lower your interest rate.
4 min read Jan 06, 2023 -
Recession-proof your finances, pay off credit card debt now
Paying off your credit card debt now can make you more financially resilient later.
5 min read Jan 05, 2023 -
What is the limit for a balance transfer card?
Consolidating debt with a balance transfer card is easy, credit limit permitting.
6 min read Dec 28, 2022 -
Student credit card debt statistics
Building credit in college is a great idea — if you can avoid unnecessary debt.
5 min read Dec 21, 2022 -
The history of credit cards
Credit cards have a long history, dating back to ancient civilizations.
6 min read Dec 20, 2022 -
Best debt relief options for credit card debt
Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy.
8 min read Dec 09, 2022 -
How to do a balance transfer with Capital One
You can transfer a balance to a Capital One card in a few easy steps.
4 min read Nov 15, 2022 -
How to do a balance transfer with Wells Fargo
A balance transfer credit card can help you consolidate and pay down your existing credit card balances. Learn how to do a balance transfer with Wells Fargo.
8 min read Nov 07, 2022
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