What is penalty APR and how do you avoid it?
Penalty APR is a higher rate incurred by violating a card’s terms of service.

Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Penalty APR is a higher rate incurred by violating a card’s terms of service.
What debts can you transfer to a credit card?
Learn how to do a balance transfer with Wells Fargo.
A 0% balance transfer card can avoid high APR from an existing credit card balance.
Learn what debts you can transfer to a credit card and how.
If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.
Learn why it’s a good idea to pay more than the minimum every month, if you can.
The pandemic has been a stark reminder of the importance of having savings to turn to in tough times.
Negotiating your balance transfer fee could help you save as you pay down debt.
A balance transfer can help you pay off debt if you have a plan.