Credit Card Debt

Bankrate's Latest Credit Card Debt Articles

• Average credit card debt in the U.S.

  Credit card balances hit $841 billion in the first three months of 2022.

  4 min read Jun 30, 2022

  

• What young adults wish they knew about money sooner

  Personal finance doesn’t have to be trial and error. Here are six tips young adults wish they’d known earlier in life.

  6 min read Jun 22, 2022

  

• LGBTQ+ guide to personal finance 2022

  Lesbian, gay, bisexual and transgender Americans have made extraordinary strides toward equality in recent years, yet obstacles remain – including disparities in personal finance.

  7 min read Jun 07, 2022

  

• Can you get a balance transfer card with bad credit?

  Balance transfers with bad credit do exist, but they are usually far from ideal.

  4 min read Jun 03, 2022

  

• Am I liable for my spouse’s credit card debt?

  You are generally not responsible for your spouse’s credit card debt unless you are a co-signor for the card or it is a joint account. However, state laws vary and divorce or the death of your spouse [...]

  3 min read May 30, 2022

  

• Guide to credit card minimum payments

  Learn why it’s a good idea to pay more than the minimum every month, if you can.

  5 min read May 25, 2022

  

• Is a balance transfer a good idea?

  Balance transfer cards can help you pay down credit card debt and save money on interest for a period of time. Find out if they’re a good idea and how to find the best card for your needs.

  5 min read May 02, 2022

  

• How to do a balance transfer with Wells Fargo

  A balance transfer credit card can help you consolidate and pay down your existing credit card balances. Learn how to do a balance transfer with Wells Fargo.

  7 min read Apr 28, 2022

  

• How to negotiate a debt settlement

  You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.

  6 min read Apr 25, 2022

  

• How long does a bankruptcy stay on your credit report?

  A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.

  4 min read Apr 20, 2022