Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Learn about penalty APRS and how to avoid them.
After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit?
Learn how to request a credit line increase with Credit One.
Pairing your credit card with the Upside app can help you save more than you think.
Wage garnishment is one of the final steps in the debt collection process.
Merchant category codes can help consumers earn more with rewards credit cards.
Most rental car companies make you take extra steps to rent with a debit card.
Find out how you can qualify for a balance transfer card with bad credit.