Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
Here’s answers to your top MMA questions.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.79%APY
VS
National Average
0.45%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business money market accounts offer higher yields while maintaining access to funds.
Money market funds are available from several different brokers and fund managers.
Find the right business savings account to help your company’s money grow.
Learn why you need to check your APY.
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
The best account to save your money will vary by your goal.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Carefully managing your finances will be crucial, even if more aid is around the corner.
Biden’s $1.9 trillion relief bill proposal comes during the pandemic’s biggest inflection point yet.
The deal comes just days before key CARES Act programs are set to expire.
The new year calls for a new look at your old savings account.
The deadline has recently been extended, but you’re still going to want to act fast.
It takes work and a positive mindset, but an emergency fund can be there for you when you need it most.
The HEROES Act is back, but it could be a non-starter for some Republicans.
In this election, many young voters remain unsure about at least one key issue.
You might not feel better about inflation because prices are still up post-pandemic.
If you’re one of the 80 million Chase Bank customers, chances are you already know of many benefits to banking with the largest banks in the U.S.: cardless ATM access, a robust mobile app and overdraft [...]
You can invest in a CD. You don’t technically invest in an IRA. Here’s what else to know.
Here’s when it makes sense to open a bank account abroad and tips for choosing the bank.
The concept is seen as a way to boost innovation and competition, ultimately giving consumers better digital options for their money.
Trump has made tariffs an economic priority — experts share how you may be affected.
These features are designed to save you time and money.
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
The trusted provider of accurate rates and financial information