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Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

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This type of account can offer a low-risk way to earn a high yield.
A senior man is on a smartphone.
Here’s answers to your top MMA questions.
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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

 

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Weekly MMA Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

Bankrate Partner Average

3.73%APY
VS

National Average

0.45%APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

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Money market funds are available from several different brokers and fund managers.
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Here are some of the best savings accounts you can sign up for as a business owner.
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Find the right business savings account to help your company’s money grow.
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Learn why you need to check your APY.
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Person looking at smartphone
The best account to save your money will vary by your goal.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
A man researches on a tablet.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
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There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]
Two happy people looking at sheets of paper
As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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Here’s what you need to know about tapping into your emergency fund.
After facing a rent increase, I’m moving to Washington, D.C. to save $24,000 over two years.
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Get the latest rates on top-yielding money market accounts.
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The APY percentage shows how much an account earns per year. Here’s what you need to know.
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Take these simple steps to jumpstart your savings plan for a new car.
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