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Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

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This type of account can offer a low-risk way to earn a high yield.
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Here’s answers to your top MMA questions.
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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

 

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

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Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Latest articles

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Money market funds are available from several different brokers and fund managers.
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These accounts sound similar, but there are some key differences to know.
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Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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How to save on baby costs and avoid common financial mistakes made by new parents.
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A savings account is a good tool for teaching children financial basics and responsibility.
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Learn some of the best strategies for saving for either your short- or long-term goals.
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Setting aside pretax dollars in an HSA can help you defray future medical costs.
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These six simple moves can help you build a cash cushion.
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Savings yields topping inflation could let you hold onto your purchasing power.
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Here are some places to look for a source of funds.
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