Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

Weekly MMA Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top MMA rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 05/19/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.75^%_APY

National Average

0.48^%_APY

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Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

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Latest articles

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Money market funds are available from several different brokers and fund managers.

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Earn more on your business cash with high-yield accounts offering competitive APYs.

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Get the latest rates on top-yielding money market accounts.

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Image by GettyImages, Illustrated by Bankrate

The APY percentage shows how much an account earns per year. Here’s what you need to know.

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Image by Getty Images, Illustration by Bankrate

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