Debit Cards
Debit and prepaid debit cards provide convenient and secure payment options for consumers, allowing easy access to funds without the risk of accruing debt.
Explore debit card basics
Debit cards can offer additional perks to help you save more of your money.
Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.
Knowing your limit before making a purchase can help you make smarter decisions.
Use your debit card wisely
Checking
Daily ATM withdrawal limits
It's important to know how much you can withdraw from your bank's ATMs in a given day to help you better handle financial emergencies that require cash.
Checking
Available account balance vs. current balance
Understand the differences between the two balances you may see when looking at your bank account.
BANKING
Checking account and ATM fee study
Maintaining a checking account with a debit card can come at a high cost. Learn how rising ATM fees and other banking fees are impacting consumers.
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Learn more
- Introduction to Checking Accounts
Spend money, pay bills, write checks or make fund transfers with a checking account.
Check out the 13 different types of checking accounts.
Finding the account of your dreams comes down to knowing what you want and the features you value most.
Here are simple steps to take to avoid paying checking account fees.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
There are several ways to deposit a check — some are simpler than others.
Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.
Latest articles
Ever heard of a neobank? If not, here’s what you need to know.
Stop wasting time writing checks. Learn the faster, safer way to pay.
Most rental car companies make you take extra steps to rent with a debit card.
Debit cards and prepaid cards can be used similarly, but debit cards tend to have fewer fees.
Follow these tips for the lowest fees and highest rates when opening an account.
Learn about the benefits of having multiple bank accounts and what to look for.
Watch for these money headaches if your bank fails and no other bank takes over.
Prepaid cards can be used to make purchases, but you only have access to preloaded money.
From no fees to online bill pay, here are the must-have checking account features.
Balancing a checkbook may be passé, but managing your money well still matters.
A second-chance account can help to restore your standing in the eyes of your bank.
Here are some key factors to consider when searching for the best checking account.
You can spend less on reorders and still have the security features you need.
Learn the key characteristics of certified checks and how they differ from other types of payments.
Here’s what you need to know about voiding a check, and the alternative options.
Knowing your limit before making a purchase can help you make smarter decisions.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Short answer? Yes. Here’s what you need to know.
Switching banks can be complicated. Here’s your checklist to success.
If the Fed’s independence is jeopardized, here’s what experts say it could mean for your wallet.
Green banking is an environmental movement. There are a number of ways consumers can make adjustments to their banking to help the environment.
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Financial markets may drop lower, but APYs on high-yield savings remain high.
The trusted provider of accurate rates and financial information