Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
If your discretionary income is low, you could pay $0 on your federal student loans.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
How to start (and build) an emergency fund
11 min read
The best places to keep your emergency fund
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
You might not be able to call rates historically low for much longer.
Over time, a shrinking balance sheet could impact you more than a Fed rate hike.
Single people face both challenges and advantages of handling finances solo.
Yet, the majority of Americans say they’re preparing for a recession.
The economy may still be on stable footing, but how long will it last?
It might not be here yet, but a recession could be coming.
These institutions provide essential banking services to people in the Hispanic and Latino communities.
Some purchases could cost you hundreds more today than a year ago.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
An emergency fund is an essential part of a solid financial plan.
Rainy day and emergency funds differ but together provide a sound financial plan.
It’s important to find the right accounts for your emergency savings.
Here’s a helpful guide to how much you need in savings over the course of your life.
Use this challenge to stash more cash toward your savings goals.
Creating a timeline is a useful way to plan and meet all your financial goals.
Financial goals are measuring sticks that apply to any area of your money management skills that you’re looking to improve.
How Reg. D impacts your savings account and why it pays to check with your bank.
The best account to save your money will vary by your goal.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Here’s how much $100,000 in a high-yield savings account can earn you.
A majority (81%) of Americans did not increase their emergency savings this year
Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]
A savings account is a good tool for teaching children financial basics and responsibility.
Saving for your grandchildren can help to minimize the financial burdens they face down the road.
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