Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
If your discretionary income is low, you could pay $0 on your federal student loans.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
How to start (and build) an emergency fund
11 min read
The best places to keep your emergency fund
6 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
As the old saying goes: “Everything is bigger in Texas.” And that’s also true of your list of options when choosing a bank or credit union in the state.
If you’re looking to save with a credit union, here are the top rates available.
Get the latest rates on top-yielding money market accounts.
Interest is the price you pay to borrow money or the cost you charge to lend money.
Can you guess which bank has the most branches in your state?
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
An emergency fund is an essential part of a solid financial plan.
It’s important to find the right accounts for your emergency savings.
Rainy day and emergency funds differ but together provide a sound financial plan.
Here’s a helpful guide to how much you need in savings over the course of your life.
Use this challenge to stash more cash toward your savings goals.
Creating a timeline is a useful way to plan and meet all your financial goals.
Financial goals are measuring sticks that apply to any area of your money management skills that you’re looking to improve.
Worried that your high-yield savings APY isn’t so high? Here’s how to stay on top.
As the Fed hints at lowering interest rates, here’s how to prepare when rates fall.
Savings yields topping inflation could let you hold onto your purchasing power.
The Fed has kept interest rates steady so far in 2025, but that might change soon.
Competitive rates, fewer fees, and convenience are all reasons to consider online banking.
Savers can stash their cash in a brokerage these days to rack up returns.
As the Fed holds interest rates steady, savers still have time to lock in top rates.
Compare the best high-yield savings rates as of Aug 8, 2025.
The trusted provider of accurate rates and financial information