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Rhys Subitch

Editor, Deposits
  • 10
    Years of personal finance experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor (CFEI®)
Ribbon Icon EXPERTISE
  • Personal finance
  • Savings accounts
  • Personal loans
  • Debt consolidation
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author

Rhys Subitch is a Bankrate editor who supports an editorial team dedicated to developing educational content about deposits products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, and recently expanded their expertise into consumer banking. You'll now find them reviewing and guiding readers through the ins and outs of high-yield savings accounts, checking accounts, certificates of deposit and more.

While Rhys has worked with loans, credit cards and insurance in the past, they have shifted to content revolving around everything banking, where they are continuing to develop their expertise. In the past decade, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

My favorite money tip

Being content with where you're at financially doesn't preclude bettering it later. Take steps to stabilize your situation by choosing key foundational products — like low- or no-fee checking and savings accounts — and lock in healthy habits before taking steps to build wealth.

Rhys's latest articles

  • Panorama of aerial view of Downtown Houston, Texas, USA

    Best banks in Texas for 2026

    As the old saying goes: “Everything is bigger in Texas.” And that’s also true of your list of options when choosing a bank or credit union in the state.

    6 min read Aug 13, 2026
  • NBKC Bank Review 2026

    Read our experts' review on NBKC Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    3 min read Jul 31, 2026
  • Chase CD Interest Rates

    Chase offers a wide selection of CDs with various term lengths, but savers can find much higher APYs elsewhere.

    2 min read Jul 31, 2026
  • House with sign in the front.

    What is a foreclosure?

    After several missed payments, your lender can start the foreclosure process.

    7 min read Jul 31, 2026
  • Best Personal Loan Rates for July 2026

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    17 min read Jul 15, 2026