Reena Thomas, Ph.D.
- Rewards credit cards
- Writing/literature
- BA in English Literature, Cornell University
- MA in English Literature, University of Dallas
- Ph.D. in English Literature, University of Arizona
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers. She enjoys delving into the credit card landscape to help readers make valuable credit card decisions that are right for them.
Reena has over a decade of experience in education and publishing. Before joining Bankrate in 2023, she was a copy editor for NurseJournal, Trillium Publishing, Voyager Expanded Learning, and Rockefeller University Press. She also worked as a tenure-track college English instructor after receiving her doctorate and has published academic articles.
When she isn't writing and researching about credit cards, Reena can be found exploring her neighborhood for charming coffee shops, scenic trails, and friendly dog parks.
Reena's recommended readings
- A beginner’s guide to credit card points
- Credit card rewards mistakes to avoid
- Which rewards credit card is best for me?
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
Reena's latest articles
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Delta SkyMiles Gold American Express Card Review
The Delta Gold card offers great everyday rewards and lucrative benefits for value-minded Delta travelers.
May 15, 2024 -
Delta SkyMiles® Platinum American Express Card review
The Delta SkyMiles Platinum is a smart card to have if you fly frequently with Delta Air Lines.
May 15, 2024 -
Discover it® Miles Review
Discover’s sole travel card is a great starter value if you want versatile travel rewards, but many competitors may benefit you more with beefier travel perks.
May 13, 2024 -
Best high-limit credit cards
You’ll need a strong credit history for a high-limit credit card.
5 min read Apr 16, 2024 -
Best credit cards for Uber and Lyft
The right credit card can help you to save money on ridesharing.
7 min read Apr 12, 2024 -
Best credit cards for airport lounge access
Find out the best travel credit cards for airport lounge access.
7 min read Apr 02, 2024 -
Best business cards with no personal credit check
Business credit cards with no personal credit check rely on your business credit instead.
4 min read Mar 14, 2024